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The
right loan for you
Now that you've decided to buy a house, the question is how? Which
loan is right for you.
There are several kinds of loans. The most common are a fixed-rate
mortgage and adjustable rate mortgages (ARM). The fixed-rate mortgage
is the traditional way of financing a house. It simply means that
the rate stays the same for the life of the loan, usually 15 or
30 years. Full Story.
Know your credit history
A good credit history is important when looking for a good mortgage
rate. If you don't know your credit history it is important to
check it before you start house hunting.
An easy way to get a copy of your credit history is to contact
a credit reporting company. The three major companies are Equifax
(1-800-685-1111), Experian (1-800-397-3742) and Trans Union (1-800-916-8800).
Reports cost about $8 from each company. Continue.
Current
Mortgage rates
Get a first-hand look at mortgage rates in Topeka. Rates are provided
to the Topeka Board of REALTORS¨ by the lenders listed and are
quoted for owner occupied properties. Mortgage
rates list.
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